The Insurance Distribution Directive (IDD) constitutes a piece of the European
Union’s primary legislation. This book analyses the impact that the IDD has on
insurance distributors, that is, insurance intermediaries and insurance undertakings,
as well as the market. The main changes introduced by the IDD are examined and
thoroughly discussed. This is the first book approaching in a detailed manner the
analysis and interpretation of the IDD. It forms a comprehensive legal and regulatory
analysis of the changes introduced by the IDD and draws on interrelations between
the rules of the Directive and other disciplines that are relevant to the distribution of
insurance products. This book discusses various topics related to the interpretation of
the IDD in relation to (a) the harmonization achieved under it, (b) the role of the IDD
as a benchmark for national legislators, (c) the interplay of the IDD with other
regulations and sciences and (d) an empirical analysis of the standardized
pre-contractual information document.